What Is a Vehicle Service Contract?
A Vehicle Service Contract (VSC), often referred to as an extended warranty, is a protection plan you can purchase to help cover the cost of future repairs after your vehicle's factory warranty expires. It's designed to reduce out-of-pocket expenses for major mechanical and electrical breakdowns — and give you peace of mind while you're on the road.
Unlike regular insurance, which covers accidents or damage, a VSC focuses on your vehicle's internal components: like the engine, transmission, air conditioning, and more — depending on the level of coverage you choose.
Vehicle Service Contracts can be tailored to your driving habits, budget, and how long you plan to keep your car. Whether you drive 5,000 or 50,000 miles a year, there's a plan that fits your lifestyle.
Why Consider a Vehicle Service Contract?
A Vehicle Service Contract, sometimes called an “extended warranty,” is a protection plan that covers the cost of repairs and replacement parts for your vehicle after the manufacturer's warranty expires. It offers peace of mind and helps reduce the financial burden of unexpected repairs — especially for major components like the engine, transmission, or electrical systems.
What Does a Vehicle Service Contract Cover?
Powertrain
Covers the engine, transmission, drive axles, and related components.
Electrical Systems
Alternators, starter motors, power windows, and infotainment systems.
Air Conditioning & Heating
Compressor, condenser, blower motor, and HVAC controls.
Steering & Suspension
Rack and pinion, shocks, struts, and control arms.
Brake System
Hydraulic components, ABS modules, and master cylinder.
24/7 Roadside Assistance
Towing, battery jump, fuel delivery, lockout help, and more.
What's NOT Covered?
- Regular maintenance (oil changes, wiper blades, spark plugs)
- Wear-and-tear items (brake pads, tires, batteries)
- Damage from accidents, misuse, or neglect
- Cosmetic items like paint, trim, and upholstery
- Aftermarket or modified parts
*Exact exclusions vary by plan. Ask for a sample contract to see full details.
Frequently Asked Questions
Is this the same as the factory warranty?
No. The factory warranty comes from the manufacturer. A VSC is offered by third-party providers and extends coverage beyond the original warranty.
Can I use any repair shop?
Most contracts allow you to choose any licensed repair facility, or use our approved service centers.
Is it transferable if I sell my car?
Yes! Many VSCs are transferable to the next owner, adding resale value to your vehicle.