What Is Key Replacement Protection?
Today’s vehicle keys are more than just metal — they’re advanced electronic devices with transponders, remote start, proximity sensors, and built-in security chips. Losing or damaging a smart key can cost hundreds of dollars to replace.
Key Replacement Protection covers the cost of replacing your vehicle's keys and remotes if they are lost, stolen, or damaged — including programming, labor, and even emergency assistance if you’re locked out.
This plan is designed for convenience, peace of mind, and quick recovery — so you can get back on the road with minimal disruption.
Coverage Includes:
- Replacement of lost, stolen, or damaged vehicle keys and remotes
- On-site assistance and lockout service
- Key fob programming and battery replacement
- Emergency towing (in lockout situations)
- Rental car reimbursement (if needed)
- Coverage for home or office keys (optional with some plans)
*Exact benefits vary by plan. Check your coverage contract for full details.
What’s Not Included:
- Keys already broken or missing before purchase of the plan
- Damage due to intentional abuse or fraud
- Replacement of aftermarket or non-OEM keys
- Cosmetic damage (scratches, worn buttons) without loss of function
- Cost of replacing lost items stored on keychains (flash drives, tags, etc.)
Smart Keys Are Expensive — But This Plan Isn’t
A single key fob replacement can cost between $300 and $800 — not including towing or lockout fees. With Key Replacement Protection, you’re covered 24/7 for key emergencies with no surprise costs or delays.
Real Customer Experience:
“I dropped my key in a lake during a weekend trip. My dealership sent a tow truck, replaced the key, and programmed a new one the same day. No out-of-pocket cost thanks to this plan!” – Tina R.